I did not want to wait until I got married & had a family to buy a house.
I wanted to start thinking about our future before that. I wanted to be prepared for every step of the journey, with or separate from another lady connected to our last name; As soon as I had enough cash for a down payment, I started looking for a locale. I knew that I could save cash on rent simply by getting a mortgage instead of a lease. I did not know if I was going to spend the rest of our life in this particular locale, although I knew that I would be building equity in the apartment instead of throwing our cash down the drain to the property owner. My first apartment was a 3 home office & two bathroom fixer upper. I wanted to make some renovations & I had cash in the budget to do anything that I wanted. I chose to make renovations to the master bathroom & home office first. Inside of the master bathroom, I put a claw-footed tub & a spa. I also put heated flooring in the bathroom & the master home office. The heated flooring was an fancy expense, however one of our friends is an AC & heating contractor. The girl gave me wholesale prices on all of the materials & rock bottom prices on the installation fees. The master home office & bathroom are really one of the nicest features in the house. The master home office is greater than most other homes in the town & I have the only locale with an indoor spa.